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Best rates in Ohio

Posted credit-union & bank rates · refreshed weekly

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#1 this weekLowest rate

6.250%

PenFed Credit Union

Conventional 30-yr · 1.38 pts
6.458% APR

#2 this week1 pt

6.375%

Connexus Credit Union

Conventional 30-yr · 1 pt
6.532% APR

#3 this week0 pts

6.500%

BMI Credit Union

Conventional 30-yr · 0 pts
6.637% APR

Original analysis · every Sunday

This week’s rates, points, and lender moves — explained.

The lowest headline rate can carry a meaningful upfront cost. The Sunday report separates rate from points and highlights accessible no-point options.

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Week of August 30, 2026

Ohio's best accessible rate is 0.41 percentage points below the national average.

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The posted credit-union rates above are real and refreshed weekly. This table fills in as borrowers share what they were actually quoted — which is usually the more useful number.

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From the channel

Recent analysis on YouTube

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Best Mortgage Rates This Week (July 27, 2026): One Credit Union Is a Full Point Under the Banks

35d ago

About the dataset

Borrower offers are user-contributed. A verified badge means our OCR process confirmed that key fields match an uploaded Loan Estimate; it does not mean RatePerch authenticated the document with the lender. Unverified entries are labeled separately.

RatePerch doesn't take affiliate fees from lenders, sell contributor data, or editorialize lender names. The full methodology — outlier detection, community flagging, how rates are aggregated — is on the methodology page.

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