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RatePerch — real rates, real people, real insight

Submit your loan offer

Takes about 90 seconds. Your name is never shown publicly. Submissions appear with a confidence score on your dashboard so you can see how your rate compares.

Have a Loan Estimate? You’ll get more out of this

Upload your LE for a personalized rate analysis.

  • See exactly where your rate ranks vs other borrowers with your profile
  • Get a savings estimate if you matched the cohort median
  • Earn a verified badge on your submission
  • Skip 8 form fields — we pre-fill the structured data

PDF only, 5MB max. Read in memory, extracted, then discarded — the file is never stored.

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The offer