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RatePerch — real rates, real people, real insight

The weekly rate report

Every Monday, after we read the week’s lender rate sheets: the benchmark move, the best posted rates and who they’re open to, which lenders changed their pricing, and what real borrowers got. Same numbers as the newsletter and the video — archived here permanently.

Latest report
Week of July 20, 2026
30-yr benchmark 6.58%+0.03
Best posted CU rate 5.5% · Knoxville TVA Employees Credit Union
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The Monday rate report, by email

The week’s best posted rates and the benchmark move. One email a week, one-click unsubscribe.