Every federally insured credit union in the United States — 35 in total — sorted by lowest posted rate for your state. Rates with a published value appear first; the rest are listed alphabetically below.
Always verify eligibility before applying. Many community credit unions are restricted to specific counties, employer groups, or association memberships beyond what we can detect from public data. Some don't offer every loan type. Use this list as a starting point — confirm details directly on each credit union's site.
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Credit union list sourced from the NCUA's quarterly list of federally insured credit unions. Posted rates are added manually from each credit union's published rate sheet on the effective date shown. Rates aren't adjusted for points, fees, or limited-time discount specials. Always confirm directly with the lender before locking. Eligibility summaries are simplifications — see each credit union's full membership rules.
