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Montana Market Pulse archive
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Montana housing + mortgage snapshot for September 2026

A permanent monthly snapshot using the housing data and mortgage observations associated with September 2026, rather than today's lender table.

Housing: Realtor.com Economic Research historical series · Mortgage benchmark: Freddie Mac PMMS · Posted rates: RatePerch archive

Montana in September 2026

Median list price
$635,000
−0.3% year over year
Active listings
5,949
−3.9% year over year
Median days on market
75 days
−4.5% year over year
Listings with price cuts
17.3%
Share of listings with a recorded price reduction

The statewide price and inventory signals were mixed rather than pointing clearly toward either buyers or sellers.

Mortgage snapshot

Freddie Mac ended September 2026 at 7.03%

The latest weekly 30-year fixed observation inside the month was 7.03% on 2026-09-24.

Historical payment layer

Financing near the month's median asking price

Illustration: $635,000 purchase price, 20% down, $508,000 30-year mortgage. Principal and interest only.

Freddie Mac 7.03%
$3,390
Observation 2026-09-24
Best observed 6.25%
$3,128
PenFed Credit Union · 1.38 points
Best zero-point 6.375%
$3,169
Mountain America Credit Union

Historical posted rates are reconstructed from RatePerch rows that were active during the target month and available to an ordinary borrower in the state. This is not a borrower quote or a guarantee that every borrower qualified.

Archive methodology

Housing history: Realtor.com Economic Research Residential Real Estate Data Library. Realtor.com can restate historical values as coverage or methodology improves, so this permanent URL always reflects the latest revised historical series for the named month.

Freddie Mac: the final available 30-year PMMS weekly observation within the named month. RatePerch lender history: posted 30-year conventional purchase rows whose active lifetime overlapped the named month, filtered to lenders available to ordinary borrowers in the state.

Montana Market Pulse archive — September 2026 | RatePerch