Rhode Island housing + mortgage snapshot for September 2026
A permanent monthly snapshot using the housing data and mortgage observations associated with September 2026, rather than today's lender table.
Housing: Realtor.com Economic Research historical series · Mortgage benchmark: Freddie Mac PMMS · Posted rates: RatePerch archive
Rhode Island in September 2026
Inventory was higher than a year earlier while asking prices were lower, a combination that generally improved buyer negotiating leverage.
Freddie Mac ended September 2026 at 7.03%
The latest weekly 30-year fixed observation inside the month was 7.03% on 2026-09-24.
Financing near the month's median asking price
Illustration: $570,000 purchase price, 20% down, $456,000 30-year mortgage. Principal and interest only.
Historical posted rates are reconstructed from RatePerch rows that were active during the target month and available to an ordinary borrower in the state. This is not a borrower quote or a guarantee that every borrower qualified.
Archive methodology
Housing history: Realtor.com Economic Research Residential Real Estate Data Library. Realtor.com can restate historical values as coverage or methodology improves, so this permanent URL always reflects the latest revised historical series for the named month.
Freddie Mac: the final available 30-year PMMS weekly observation within the named month. RatePerch lender history: posted 30-year conventional purchase rows whose active lifetime overlapped the named month, filtered to lenders available to ordinary borrowers in the state.